HALLIDAY, WATKINS & MANN, P.C. ATTORNEYS AT LAW 8712 WEST DODGE ROAD, SUITE 260 OMAHA, NE 68114 Ph: 801-355-2886 Fx: 801-328-9714 E-mail:info@hwmlawfirm.com NOTICE OF MASTER COMMISSIONER'S SALE By virtue of an order of sale issued by the District Court of Seward County, Nebraska, and pursuant to a Decree of said Court in an action therein indexed at Case No. CI 24-83, wherein Citizens Bank, N.A. as successor in interest by acquisition of Franklin American Mortgage Company, is the plaintiff, and Derek L. Gardiner and Alycia M. Gardiner, husband and wife, and United States of America, acting through the Rural Housing Service, were joined as defendants, I will sell at public auction to the highest bidder, for cash, the following property at 10:00 AM, on December 5, 2024, at the north side of the Seward County Courthouse, 529 Seward Street, Seward, NE 68434, to-wit: The following described real property situate in the County of Seward, State of Nebraska: Lot 2, Seward Heights Fifth Addition, City of Seward, Seward County, Nebraska Property Address: 2321 Meadow Ln, Seward, NE 68434 to satisfy the liens and encumbrances therein set forth; and to satisfy the accruing court costs, all as provided by said order and decree. The purchaser is responsible for all fees or taxes, including the documentary stamp tax. The purchaser will deposit with the Master Commissioner, at the time of sale, a nonrefundable bank or cred union cashier's check or a bank official check, payable to Halliday, Watkins & Mann, P.C. in the amount of $5,000.00, with the balance of the purchase price in the form of a wire transfer, bank or credit union cashier's check or a bank official check, payable to Halliday, Watkins & Mann, P.C., to be received by the plaintiff's attorney immediately upon confirmation of the sale by the Court. This sale is made without any warranties as to title or condition of the property. Dated: October 30, 2024 Gregory Damman Master Commissioner SCI — November 6, 2024 ZNEZ